Application Process
Sit back and relax. Let us do all the hard work!
Finding the right lender and putting together a successful loan application is a complex process, but it’s a whole lot easier with Express Mortgage Market. Our professional advisers will guide you from start to finish, and best of all it’s a FREE service.
Although each loan transaction is unique, most applications for mortgage finance involve seven clear steps to completion. Here is a flow chart that demonstrates the process for a typical Australian mortgage transaction:
1) Meet with your local Express Mortgage Market Adviser
2) Express Mortgage Market submits your application to the lender of your choice
3) The lender issues pre-approval to Express Mortgage Market OR asks for more information
4) The lender values the security property (or properties)
5) The lender issues Unconditional Approval to Express Mortgage Market
6) You sign your loan agreement and obtain legal or financial advice where appropriate
7) Loan 'settlement occurs': you obtain access to the funds at the same time the lenders'mortgage over your security property becomes active